Anyone who drives knows that purchasing auto insurance is a gamble. We’ve all been there when trying to decide whether to go with the cheapest, bare bones liability coverage and assume that accidents and theft happen to other cars, not yours. Hell, comprehensive and collision coverage is a lot of extra money that could be spent on more fruitful endeavors like Bell’s Oberon baby kegs and taking your kids to the zoo.

However, the fact of the matter is collision damage and non-collision damage can happen to anyone. One of the most uncommon, straight out of luck types of non-collision damage is that inflicted by Mother Nature herself. Yes, with all the dozens of cars parked on your street that giant oak tree that was uprooted from the ground while you were sleeping last night decided to land squarely on the hood of your Kia.

Your car can be damaged by flood, hail, high winds, and just about anything else that Mother Nature decides to ruin your day with. Even an earthquake? You bet:

Maybe a 12-pack of Pabst and kids-get-in-free Sundays at the zoo are in your future. Yes?

By K. Fitty Ditty

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